IRDA Junior Officer Syllabus Exam Pattern 2016


The registration process for IRDA Jr. Officer Exam for this year is now complete. As we have discussed in our previous article, IRDA Junior Officer Exam is conducted in 2 Phases. The Syllabus and Exam Pattern of both exams is different. Hence, in this article, we wish to inform all the IRDA candidates who will be appearing in this years examination, about IRDA Junior Officer Syllabus Exam Pattern 2016. We hope this article will help you prepare for upcoming IRDA Exam in a better way.

How to get selected for the post of IRDA Jr Officer ?

The Selection Process of IRDA Junior Officer Recruitment 2016 is completed in 3 Phases.

  • Phase I: Objective Test (Qualifying in Nature)
  • Phase II: Descriptive Test
  • Phase III: Interview of Shortlisted Candidates

We will first talk about detailed syllabus and exam pattern of IRDA Jr Officer Phase 1 Exam. Since a candidate need to qualify this exam first, it is an essential piece of information.


IRDA Junior Officer Phase 1 Exam (Prelims)

The IRDA Jr Officer Phase 1 Examination will be held on 27 February 2016. This examination will be conducted online and is only qualifying in nature.

To clarify, this means the marks secured in IRDA Junior Officer Exam (Prelims) will not be considered while preparing the final merit list. These marks will only be considered while promoting candidates to Phase 2 Exam of IRDA Jr Officer.


IRDA Jr Officer Phase 1 Exam Pattern

IRDA Jr. Officer Preliminary Exam will be an online examination of objective pattern. The exam is equally divided in 4 sections, which are, Reasoning, English, General Awareness and Quantitative Aptitude.

Name of the Section Questions Marks
Reasoning Ability 40 40
English Language 40 40
General Awareness 40 40
Quantitative Aptitude 40 40
Total 160 160

The total time allotted for the written examination is 100 minutes. Hence, you need to work on both speed and accuracy while solving the paper.

Marking Scheme: Similar to most recruitment exams, there will be negative marking for incorrect answers. The following method has been adopted by IRDA Prelims Exam.

  • For right answer, 1 mark will be added to total score.
  • For wrong answer, 0.25 mark will be deducted from total score.
  • Total Time for IRDA Prelims 2016 is 100 minutes

Keep in mind that sectional cut off marks might be considered. Hence, try to avoid the guessing game.


IRDA Junior Officer Syllabus for Reasoning (Prelims Exam)

  • Analogies
  • Coding and Decoding
  • Similarities and Differences
  • Arrangements 
  • Symbols and Notations.
  • Number Series
  • Non-Verbal Reasoning
  • Direction Sense Test
  • Blood Relation and Family Tree
  • Statements
  • Data Sufficiency


IRDA Junior Officer Syllabus for English Language (Prelims Exam)

  • Tenses
  • Subject-Verb Agreement
  • Fill in the Blanks
  • Unseen Passages
  • Vocabulary
  • Sentence Rearrangement
  • Grammar
  • Comprehension
  • Synonyms & Antonyms 
  • Idioms & Phrases


IRDA Junior Officer Syllabus for General Awareness (Prelims Exam)

  • History – India & World
  • Current Events – National & International
  • Culture & Heritage
  • Geography – India & World
  • About India
  • Indian National Movement
  • Economy
  • Indian Constitution
  • Indian Polity & Governance
  • Science & Technology 


IRDA Junior Officer Syllabus for Quantitative Aptitude (Prelims Exam)

  • Number Systems
  • Percentages
  • Ratio and Proportion
  • Simplification
  • Problems on Trains
  • Simple & Compound Interest
  • Profit and Loss
  • Average
  • H.C.F. and L.C.M
  • Problems on Ages
  • Pipes and Cisterns
  • Time and Distance
  • Boats and Streams
  • Time and Work
  • Mixture and Alligation
  • Data Interpretation

The candidate who qualify in IRDA JO Phase I Exam, will be called for the next examination, which is, IRDA Junior Officer Phase II Examination.


IRDA Junior Officer Phase 2 Exam 

The pattern of IRDA JO Exam Phase 2 will be descriptive. The marks secured in IRDA Phase 2 Exam will be considered while creating the final merit list. The selected candidates will be called for the final round, which is, an interview with the selection panel.


IRDA Jr Officer Phase 2 Exam Pattern

Phase II Exam of IRDA Junior Officer is quite long. There will be 2 separate sets of sessions for the entire examination.

  • Morning Session: Paper I and Paper II (180 minutes)
  • Afternoon Session: Paper III (90 minutes)

The subjective paper will be topic specific. Refer to the table below to understand the exam pattern for Phase II IRDA Examination 2016.

Name of IRDA Phase II Paper Time Allotted  Marks
Paper I: English 90 Minutes 100
Paper II: Economic and Social  Issues impacting Insurance 90 Minutes 100
Paper III: Insurance and Management 90 Minutes 100

The descriptive examination will not be easy. You need to be very thorough with all the topics mentioned in the exam syllabus of IRDA Junior Officer.


IRDA Junior Officer Phase 2 Syllabus for Paper I

  • Essay
  • Precise Writing
  • Comprehension and Business/ Office Correspondence


IRDA Junior Officer Phase 2 Syllabus for Paper II

  • Economic Growth
  • Financial Markets
  • Financial Institutions
  • Economic Capital
  • Risk-based Capital
  • Economic Reforms
  • Social Structure in India


IRDA Junior Officer Phase 2 Syllabus for Paper III

  • Insurance
  • History of Indian Insurance
  • Risk and Uncertainty
  • Legal Foundations of Insurance
  • Functions
  • Insurance Lines and Products
  • Management
  • Management Processes
  • Leadership
  • Human Resource Development
  • Performance Appraisal
  • Motivation
  • Role of Information Technology
  • Corporate Governance

Please keep in mind that this is not the exhaustive syllabus for IRDA Phase II Examination. Just make sure you have the concepts from the above mentioned topics in your tips.

The Final Phase, which is, IRDA Phase III, will be an interview of the candidates which qualify in Phase II Examination. The final merit list will be a cumulative score achieved in both Phase II and Phase III Examination. So, are you ready for the upcoming IRDA Phase 1 Exam 2016?

Stay tuned for our IRDA Preparation Tips Article, which will be published tomorrow. If there are any doubts or queries, please mention in the comments section below.


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