SSC CGL vs LIC AAO – Job Description, Salary, Career Comparison

SSC CGL vs LIC AAO - Job Description, Salary, Career Comparison

SSC CGL vs LIC AAO Job Comparison: Both SSC CGL and LIC AAO have been dominating exams, which recruit only the best of the best. But, only one career choice can be pursued at a time. So, it is essential to know each and every detail regarding both CGL and AAO Examination. In this article, we will be comparing SSC CGL and LIC AAO in terms of job description, salary, pay scale and career opportunities. We hope this analysis will help you understand the most viable career choice.


SSC CGL vs LIC AAO – Job Description Comparison 

Understanding the actual job description of a CGL candidate as well as LIC AAO is important as you will be doing it for years. Here is a detailed account on the job profiles of both SSC CGL and LIC AAO.

SSC CGL Job Profile

Staff Selection Commission conducts Combined Graduate Level Examination (SSC-CGL) for recruitment to various Group B and C Posts – Assistant/ Inspector/ Sub Inspector/ Divisional Accountant/ Statistical Officer/ Auditor/ Accountant/ Junior Accountant/ UDS/ Tax Assistant/ Compiler.

The minimum Education Qualification required is Graduation from a recognized university. The recruitment for these posts is done in departments of Central Secretariat Service/ Central Vigilance Commission/ Intelligence Bureau/ Ministry of Railways/ Ministry of External Affairs /Ministry of Defense /CBI and a few other Ministries /Departments /Organisations of the Central Government. 

After you crack SSC CGL Recruitment Examination, you get an opportunity to work under one of the Ministries of India or the Government of India Departments. There is a wide range of roles and responsibilities with each post. It is to be noted that a candidate interested in National Security and Intelligence Gathering can opt for departments like Intelligence Bureau, Central Bureau of Investigation or Police Department, whereas a person interested in Accounting and Audit can opt for the relevant posts concerning the similar job under different Ministries.  

Unlike a job in the private sector, which is easily affected by recession and in which lay-offs are very common, a government job is secure by its very definition.

LIC AAO Job Profile

LIC Assistant Administrative Officer is a job which attracts the characteristics of administrative work.

For the current year, recruitment is being announced for 700 vacancies. The job may include devising new schemes, inspecting policies, managing & filing claims, client interactions, co-coordinating with other depts. about a scheme/ policy, provide assistance etc. perform any other works as and when specified by department head/ administrative officer.

Although LIC AAO does not involve travelling extensively, however on few occasions, they may have to visit certain areas for follow up and not specifically for sales.


SSC CGL vs LIC AAO – Salary, Perks and Benefits Comparison

The SSC CGL Posts have been placed in 2 Groups, which are, Group B and Group C. The pay scale for the posts under Group – B is Rs.​ ​9,300 to ​34,800 and for Group C it is R​​s.​ ​5,200 to ​20,200. 

Posts have been categorized into two groups based on the pay scale and the papers in Tier -II. The pay structure of government jobs is now on par with the corporate private sector. This, coupled with the job security, makes any government job irresistible. 

According to the recent LIC AAO recruitment notice, the monthly salary is approximately Rs. 40,245 per month (including allowances) at metropolitan cities. This amount will differ slightly in other cities. While the above pay is inclusive of allowances, your take home/ in-hand salary could be around Rs. 33,000/ month.

Hence, an LIC AAO gets to earn more than most of SSC CGL Posts at the initial leve of recruitment.


SSC CGL vs LIC AAO – Work Environment

Working environment may differ from department to department. For instance, working environment under CBI or Police will be different from the job of an auditor. Although one may agree that the work environment under such posts is dynamic and full of challenges. One needs to be prepared for task at hand whether they maybe are tough or easy.

There are many departments within LIC such as Finance/Accounts, New Business, Information Technology (IT), Policy Servicing, Claims, Marketing/ Sales, Actuarial, Inspection. Some of these departments work only at Zonal, Divisional & Central Office levels only. So if you are appointed as AAO  posting could be in specific departments as given above OR as a general officer.

Hence, you need to pay attention towards the post preference list you set for SSC CGL as work environment will directly depend on that.


SSC CGL vs LIC AAO – Career Growth

Undoubtedly the growths in Government Services are beneficial and secured. It can be stated that one who acquires one of the given post under SSC CGL has a rewarding career ahead. Other benefits include attractive financial services, low-interest-rate loans, etc.  Promotions in the government sector are easier and guaranteed.  For those who want to enhance their knowledge or improve their skills, the government sector facilitates fully paid higher studies. 

Among the public sector insurance companies, LIC is the majority player with crores of policy holders as its customers. Therefore, it requires large number of employees to reach out to its current user base & also bring new business. As senior level retirements are happening every year, new recruits have a very good chance to move up the ladder through promotions. After gaining certain level of experience, AAOs are promoted as Administrative Officer. There are also chances to move to other departments as Assistant Branch Manager (ABM) through internal posting. 

Since future growth depends on promotion policies adopted by LIC & various parameters set by them, exact duration cannot be commented by us.  But industry experts say that the AAO promotion could happen between 5 to 8 years.


SSC CGL vs LIC AAO – Final Conclusion

In conclusion, both have their pros and cons.

  • If you look purely looking for recognition and social status perspective, SSC CGL emerges as the winner.
  • But when it comes to more growth opportunities and overall payscale, a career in LIC AAO will be more rewarding. 

So, keep all these points in mind while you opt for the examination/ career among LIC AAO and SSC CGL. Let us know your queries, if any, in the comments section below.

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