Mock Tests available for IBPS SO Exam

Latest Update

February 03, 2021

Institute of Banking Personnel Selection has released IBPS 2021-22 Exam Calendar on the official website. As per the exam calendar, IBPS SO Prelims exam is scheduled on December 18 and 26, 2021. Whereas, IBPS SO Mains exam is scheduled on January 30, 2022.


Click Here to download IBPS Calendar PDF 2021-22


January 06, 2021


Institute of Banking Personnel Selection has released the IBPS Specialist Officer Prelims exam result on the official website.


Click Here to check the IBPS SO Prelims result.


November 02, 2020

Institute of Banking Personnel Selection has released the IBPS SO Notification and activated the online application link. A total of around 647 Vacancies are released this year.

Click Here to download IBPS SO 2020 official notification PDF.

November 05, 2019

IBPS SO 2019 Notification Released!

Institute of Banking Personnel has released the IBPS SO 2019 recruitment notification on the official website. The officials have released a total of 1163 Specialist Officers vacancies for 6 different posts. The IBPS SO exam online application dates are released and candidates can check their eligibility for the post to apply online for the posts from November 6, 2019. The last date to apply online for IBPS SO is November 26, 2019. 

16 Jan 2019

IBPS SO Official Exam Calendar Released

IBPS has released the official exam dates for IBPS SO 2019 Exam. Click here to download now.


About Exam

Institute of Personnel Banking Selection conducts CWE Specialist Exam every year for filling up I.T. Officer, Agricultural Field Officer, Rajbhasha Adhikari, Law Officer, HR/ Personnel Officer, Marketing Officer vacancies into the various participating banks.


Exam Dates/Notifications

IBPS SO Exam Dates 2021-22

Events Tentative
On-line registration  To Be Notified
Payment of Application Fees/Intimation Charges (Online) To Be Notified
Download of call letters for Online examination – Preliminary December 2021
Online Examination – Preliminary December 28 and 26, 2021
Result of Online exam – Preliminary January 2022
Download of Call letter for Online exam – Main January 2022
Online Examination – Main January 30, 2022
Declaration of Result of Online Main Examination To Be Notified
Download of call letters for interview To Be Notified
Conduct of interview To Be Notified
Provisional Allotment To Be Notified


IBPS SO Exam Dates 2020-21

Events Tentative
On-line registration  November 02 to 23, 2020
Payment of Application Fees/Intimation Charges (Online) November 02 to 23, 2020
Download of call letters for Online examination – Preliminary December 09, 2020
Online Examination – Preliminary December 26 and 27, 2020
Result of Online exam – Preliminary January 06, 2021
Download of Call letter for Online exam – Main January 2021 (Tentative)
Online Examination – Main January 24, 2021
Declaration of Result of Online Main Examination February 2021
Download of call letters for interview February 2021
Conduct of interview February 2021
Provisional Allotment April 2021

Application Process

Candidates can apply online only from 06.11.2019 to 26.11.2019 and no other mode of application will be accepted.

Application Fees/ Intimation Charges [Payable from 06.11.2019 to 26.11.2019 (only Online payment, both dates inclusive)] shall be as follows
- Rs. 100/- for SC/ST/PWD candidates.
- Rs. 600 /- for all others

Procedure for applying online
(1) Candidates are first required to go to the IBPS’s website www.ibps.in and click on the Home Page to open the link “CRP Specialist Officers” and then click on the option “CLICK HERE TO APPLY ONLINE FOR CRP Specialist Officer (CRP-SPL-IX)”
Officers (CRP-SPL-VIII)” to open the On-Line Application Form.
(2) Candidates will have to click on “CLICK HERE FOR NEW REGISTRATION” to register their application by entering their basic information in the online application form. After that, a provisional registration number and password will be generated by the system and displayed on the screen. Candidate should note down the Provisional registration number and password. An Email & SMS indicating the Provisional Registration and password and edit the particulars, if needed.
(3) Candidates are required to upload their
- Photograph
- Signature
- Left Thumb Impression
- A hand written declaration
as per the specifications given in the Guidelines for Scanning and Upload of documents.
(4) Candidates are advised to carefully fill in the online application themselves as no change in any of the data filled in the online application will be possible/ entertained. Prior to submission of the online application candidates are advised to use the “SAVE AND NEXT” facility to verify the details in the online application form and modify the same if required. No change is permitted after clicking on FINAL SUBMIT Button. Visually Impaired candidates are responsible for carefully verifying/ getting the details filled in, in the online application form properly verified and ensuring that the same are correct prior to submission as no change is possible after submission.

Note: Your Online Application will not be registered unless you upload your Photograph, signature, left thumb impression and hand written declaration as specified.


A total number of 1163 vacancies have been mentioned by IBPS in its IBPS Specialist Officer notification 2019.

Posts Vacancy
I.T. Officer (Scale-I) 76
Agricultural Field Officer (Scale I) 670
Rajbhasha Adhikari (Scale I) 27
Law Officer (Scale I) 60
HR/Personnel Officer (Scale I) 20
Marketing Officer (Scale I) 310


Selection Process

  • This year, IBPS SO 2019 Exam will be a 3 phase process: Preliminary Exam, Mains Exam and Interview Process.
  • The preliminary exam will be a qualifying phase for the mains exam. Candidates will have to clear the cut-offs of prelims to be allowed to appear for Mains exam.
  • The final selection will be based on the marks in Mains examination and interview.
  • The preliminary exam of IBPS SO will consist of questions from English Language, Reasoning and Quantitative Aptitude/General Awareness based on their choice of post.
  • IBPS SO 2019 mains exam will test the candidates on their professional knowledge.

Eligibility Criteria

Nationality / Citizenship:
A candidate must be either -
(i) a Citizen of India or
(ii) a subject of Nepal or
(iii) a subject of Bhutan or
(iv) a Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or 
(v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Age Limit

Age (As on 01.11.2019)

Minimum: 20 years

Maximum: 30 years

i.e. A candidate must have been born not earlier than 02.11.1989 and not later than 01.11.1999 (both dates inclusive)

Educational Qualification

The IBPS PO educational qualification is different for different posts. Check the post-wise educational qualification as listed below:

  • Marketing Officer (Scale-I): Graduate and Two Years Full-time MMS (Marketing)/ Two Years Full-time MBA (Marketing)/ Two Years Full-time PGDBA / PGDBM/ PGPM/ PGDM with specialization in Marketing
  • For H.R. Officer (Scale-I): Graduate and Two Years Full-time Post Graduate degree or Two Years Full time Post Graduate diploma in Personnel Management / Industrial Relations/ HR / HRD/ Social Work / Labour Law.
  • For I.T. Officer (Scale-I) : 4 year Engineering/ Technology Degree in Computer Science/ Computer Applications/ Information Technology/ Electronics/ Electronics & Telecommunications/ Electronics & Communication/ Electronics & Instrumentation

    OR Post Graduate Degree in Electronics/ Electronics & Tele Communication/ Electronics & Communication/ Electronics & Instrumentation/ Computer Science/ Information Technology/ Computer Applications OR Graduate having passed DOEACC ‘B’ level

  • Agriculture Officer (Scale-I): 4 year Degree (graduation) in Agriculture/ Horticulture/ Animal Husbandry/ Veterinary Science/ Dairy Science/ Fishery Science/ Pisciculture/ Agri. Marketing & Cooperation/ Co-operation & Banking/ Agro-Forestry/ Forestry/ Agricultural Biotechnology/ Food Science/ Agriculture Business Management/ Food Technology/ Dairy Technology/ Agricultural Engineering/ Sericulture.

  • For Law Officer (Scale-I): A Bachelor Degree in Law (LLB) and enrolled as an advocate with Bar Council.
  • Rajbhasha Adhikari: Post Graduate Degree in Hindi with English as a subject at the degree (graduation) level OR Postgraduate degree in Sanskrit with English and Hindi as subjects at the degree (graduation) level. 


IBPS SO Prelims Syllabus for Prelims

The Preliminary stage of IBPS SO Prelims consists of three sections viz.English Language, Reasoning and Quantitative Aptitude/General Awareness. Have a look at the syllabus for each of the topic

Reasoning Ability

  • Puzzles
  • Seating Arrangements
  • Direction Sense
  • Blood Relation
  • Syllogism
  • Order and Ranking
  • Coding-Decoding
  • Machine Input-Output
  • Inequalities
  • Alpha-Numeric-Symbol Series
  • Data Sufficiency
  • Logical Reasoning (Passage Inference, Statement, and Assumption, Conclusion, Argument)

English Language

  • Reading Comprehension
  • Cloze Test
  • Fillers
  • Sentence Errors
  • Vocabulary based questions
  • Sentence Improvement
  • Jumbled Paragraph
  • Paragraph Based Questions ( Paragraph Fillers, Paragraph Conclusion, Paragraph /Sentences Restatement)

Quantitative Aptitude

  • Data Interpretation (Bar Graph, Line Chart, Tabular, Caselet, Radar/Web, Pie Chart)
  • Inequalities (Quadratic Equations)
  • Number Series
  • Approximation and Simplification
  • Data Sufficiency
  • Miscellaneous Arithmetic Problems (HCF and LCM, Profit and Loss, SI & CI, Problem on Ages, Work and Time, Speed Distance and Time, Probability, Mensuration, Permutation and Combination, Average, Ratio and Proportion, Partnership, Problems on Boats and Stream, Problems on Trains, Mixture and Allegation, Pipes and Cisterns)

General Awareness

  • Banking awareness
  • Current affairs of past 6 months
  • Books & Authors
  • Currencies
  • Important Places
  • Awards
  • Sports
  • Folk dances
  • Rivers
  • Cabinet Ministers
  • Person in news
  • Capitals
  • Abbreviations
  • Wildlife centuries/National park,
  • Important Days
  • Headquarters
  • Prime Ministers Schemes

Exam Pattern

Below mentioned is the exam pattern for the post of law officer & Rajsabha Adhikari and other Specialist Officers (Agriculture Field Officer, Marketing Officer (Scale I), HR/Personnel Officer, IT Officer Scale I


IBPS SO Prelims Exam Pattern

For the post of law officer & Rajsabha Adhikari

SectionNo. of QuestionsTotal MarksDuration
Reasoning 50 50 120 minutes
English Language 50 25
General Awareness with Special Reference to Banking Industry 50 50
Total 150 125  

For other Specialist Officers (Agriculture Field Officer, Marketing Officer (Scale I), HR/Personnel Officer, IT Officer Scale I

SectionNo. of QuestionsTotal MarksDuration
Reasoning 50 50 120 minutes
English Language 50 25
Quantitative Aptitude 50 50
Total 150 125  
  • There will be a penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.
  • Candidates have to qualify in each of the three tests by securing minimum cut-off marks to be decided by IBPS. An adequate number of candidates in each category as decided by IBPS depending upon requirements will be shortlisted for Online Main Examination.

IBPS SO Mains Exam Pattern

For the Post of Rajbhasha Adhikari


Name of Test No. of Questions Maximum Marks
Professional Knowledge (Objective) 45

Professional Knowledge (Descriptive)



  • Note that, a total of 60 minutes will be given to complete the test with a sectional time allocation of 30 minutes.
  • The questions will be in English & Hindi medium.

For the Post of Law Officer, IT Officer, Agriculture Field Officer, HR/Personnel Officer and Marketing Officer


Name of the Test No. of
Professional Knowledge 60 60
  • The total duration to complete the test is 45 minutes


Job Profile

Once you crack SO Exam and Interview, you are recruited as a Specialized Officer. But as a Bank SO, you are designated a particular department. Each department in a Bank has its own set of functions. Your job description as a Bank SO depends on the department you are assigned with. The various departments and duties assigned to a Bank SO in them are as follows:

Bank SO (IT Officer)

A Bank SO in the IT Department holds the key to managing, controlling and optimizing numerous tasks of the banking system. As a Specialist Officer in the IT Department, you could be handling either one of these services.

  • Data Center Maintenance and Support
  • Queries related to ATM
  • Maintenance of Computer Systems in the Bank
  • Software and MIS Maintenance
  • Network Security Maintenance and Query Processing

Bank SO (Marketing Officer)

The job profile of a Bank SO in the marketing department can be quite hectic. The primary responsibility of Marketing Officers is usually around bringing more business to the bank and increase profit. Some of the important tasks assigned to a Specialist Officer in the Marketing Department are as follows.

  • Prepare a cost-effective budget for advertising. In addition to this, they also might be a part of the negotiation team.
  • Manage various marketing channels such as posters, televised commercials, newspaper ads etc. It is also necessary to check and cross-check content shared through these channels.
  • Most importantly, handle certain aspects of Bank PR Department in order to foster a positive image of the Bank in from of customers and possible clients.

Bank SO (HR Officer)

As the name suggests, Specialist Officer in the HR Department will be looking into Human Resource Activities. The set of important tasks and duties of a Bank SO in the HR Department are:

  • Analyse existing HR policies. Suggest changes if need be.
  • Implement new policies fostering a positive attitude among the people working in the Bank.
  • Handle all cases of misconduct which require attention from the HR department.
  • At times, be a part of the Selection and Recruitment Committee.

Bank SO (Law Officer)

A Specialist Officer in the Department of Law handles all the legal work of the Bank. A set of tasks assigned a Bank SO in IT Section are:

  • Look into the current policies and detect errors, if any.
  • Draft legal notice and documents for various processes in a Bank.
  • Provide Legal Assistance in issues related bank frauds, accusations, etc.
  • Safeguard the integrity and reputation of the Bank.

Bank SO (Agricultural Field Officer)

The tasks on a Bank SO as an Agricultural Field Officer can be quite challenging. Here is a brief overview of the various tasks and duties.

  • Provide detailed information to all the customers about various banking processes and schemes.
  • Explain government related schemes and benefits plan to the people.
  • Promote loans of all the people who fulfill the criteria and norms of the bank.

Bank SO (Rajbhasha Adhikari)

Hindi is our National Language. Yet the mainstream industry is dominated by English. Hence, in order to promote Hindi in a Bank, a highly qualified candidate gets assigned to the position of Bank SO Rajbhasha Adhikari. The essentials tasks under the post are.

  • Translate and Proofread all the important documents that are circulated in the Bank. These documents can be internal or outbound. It is the duty of Rajbhasha Adhikari to complete this task efficiently.
  • Organize workshops for training bank personnel in the language that is spoken by most of the customers.
  • Rajbhasha Adhikari officers also have to ensure that the official notifications and directives send between the banking government organizations must be in both Hindi and English Language.

Here we will discuss the salary package given to an IBPS SO.

IBPS SO: Salary Package
The salary structure for the IBPS SO is calculated considering all the perks offered to them. However, an SO under Scale I is provided — Rs 14,500 – 600/7 – 18,700 – 700/2 – 20,100 -800/7 – 25,700/- approximately. So, the cash-in-hand will be around Rs. 24,000-32,000 nearly.

Those under IBPS SO Scale II, the BASIC PAY given is Rs 19,400 700/1- 20,100 – 800/10 – 28,100/ approximately. During appointment, the salary will be Rs. 34,000-40,000 approximately. After completion of the first year, an increment of Rs. 700 will be due on the basic pay. After that the increment on the basic pay is Rs. 800/- for the next 10 years.



Institute of Banking Personnel Selection has released IBPS SO Prelims exam result on the official website - ibps.in. Candidates will have to enter the 'Registration Number'/ 'Roll Number' and 'Password'/ 'Date of Birth' to check the result.


Click Here to check the IBPS SO Prelims result 


IBPS SO Cutoff 2019

IBPS SO Cutoff 2019 is the minimum score which the candidate has to meet in order to qualify for the next stage. The cutoff score will be released separately for different stages. For selection of mains exam candidates will not only have to qualify but and also secure sufficiently high to be considered for interview selection.


The Maximum Score, Minimum Score for Provisional Allotment and the minimum score for those kept in the Reserve List are provided below:

IBPS SO 2017 Cutoff

Post NameCategory
I.T. Officer (Scale-I) 41.00 32.27 46.73 50.93
Agriculture Field Officer (Scale I) 41.40 38.53 46.07 46.87
Rajbhasha Adhikari (Scale I) 38.67 NA 43.07 45.53
Law Officer (Scale I) 47.67 46.00 52.93 59.00
HR/ Personnel Officer (Scale I) 50.00 47.67 59.33 63.07
Marketing Officer (Scale I) 63.33 55.67 67.00 70.53


How many posts available under IBPS SO Recruitment? 

Ans: The posts available are:

  • I.T. Officer (Scale-I)
  • Agricultural Field Officer (Scale I)
  • Rajbhasha Adhikari (Scale I)
  • Law Officer (Scale I)
  • HR/Personnel Officer (Scale I)
  • Marketing Officer (Scale I)

In what mode will the examination be conducted?

Ans. The Common Written Exam for IBPS SO will be conducted in online mode all over the country.

What is the age criterion to apply in this common written exam?

Ans. In order to apply for the IBPS SO Exam, the candidate must be older than 20 years and must be younger than 30 years. That means the maximum age is 30 years and minimum age is 20 years.

What is the changed pattern for IBPS Exams?

Answer: The IBPS SO Exam Pattern was changed in the year 2017. Before it was conducted through written exam but from 2017, the IBPS started conducting this exam in 3 phases i.e. the Pre and Main Exam (both Online), followed by the interview.

Is there any relaxation provided?

Ans. Yes, depending on the category, relaxation is provided to the candidates appearing for IBPS SO exam.

What is the pattern of IBPS SO exam?

Ans.  The IBPS SO will be held in two phases – 1 is the CWE or the Common Written Exam and 2 is the Interview round. The candidates who clear the CWE exam will be called for personal interviews and it is on the basis of performance in the interview and the CWE the candidate will be recruited by the bank.



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